Happiness is the one thing most of us seek after and for many it remains a lifelong quest. Chances are you want to be happy all the time but that is unlikely to happen. But what if you could attain consistent and sustained happiness most of the time, wouldn’t that be great? What if you could unlock those critical factors that would bring you increased happiness in your life.

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Choosing a quiet place to relax is as important as relaxation itself,
And of course dedicated to the most loved person in your life…you~you~yourself.
A favourite couch, chair, sofa……bed….
Soft easy soothing music playing in the background.
Ease yourself into your most comfortable position,
Closing your eyes and after a few moments, quieting your mind.
You are in your secret garden alone, and enriching your being.
Enjoying the beauties of nature all around you.
In your minds eye, you are walking, looking, touching, embracing the scene.
Azaleas and rose bushes and many varieties of blooms and shrubs
To suit your fancy, what ever you desire is there for your eyes to relish on.
In one corner sits a greenhouse filled with a 100 varieties of orchids.
All your senses are totally emancipated:
Exquisite colors excite your eyes,
Enchanting fragrances soothe your sense of smell;
Soft velvety petals titillate your touch;
Magical Beauty speaks to you in telepathic waves quieting your voice and hearing;
No need to walk as everywhere around you, all is within your reach.
Each tune that plays compliments and comforts a particular sense.
Your Secret Garden is your utopia living within, revitalizing,
refreshing and you drift away.
Your mind capturing the peace, enticing it to stay,
slowly, slowly your breathing remains steady….
Trancelike you feel totally refreshed, and with one last look at your Secret Garden,
absorbing in the peace and beauty all around,

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Any self respecting goal setter knows that achieving a goal will inevitably involve learning new skills. No matter what you set out to do, you will have to gain new capabilities and new understanding about yourself along the way.

Expanding your personal skill set is a big part of the pleasure and the challenge of being an effective goal setter, which is why it makes perfect sense to include a learning target in your everyday planning.

Here is why self education should be part of your daily ritual and how to ensure that it is.

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As a woman entrepreneur, have you ever wondered what the secret is for building business success? Sure, it’s important to have a mission statement, a business plan, and a product or service that meets the needs of your niche market. It’s also essential that you have funding to back your venture, a support system in place to guide and mentor you along your journey, and savvy business acumen.

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What is your credit union really good at? I mean the one thing you really can slay the competition at?

I find that credit unions often look toward their weaknesses first in the planning process in order to make improvements and shore up areas they may not be doing effectively and this is a mistaken approach. I’m not saying ignore weaknesses, but be careful if you find yourself making them your main focus for your planning process.

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So many of us wander through life thinking we have everything together. I have a fool proof way to see if you really do have it together. You will be able to tell with one question.

Are you successful with money?

I don’t mean are you wealthy beyond belief. I’m talking about are you drowning in debt? (You may be and not even know it.) A good way to tell if you are in over your head is to list all your debts in a column and then all your assets and/or things that actually go up in value (like a house or an investment) in another column.

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It is difficult to find accurate statistics on new venture success and failure as privately held companies do not have to report their results, and failure does not necessarily mean bankruptcy but can simply be failure to make a go of it for financial or personal reasons. According to Janet Schieferdecker, founder of Artemis Consulting Partners, business owners report three major reasons why small businesses and new ventures flounder and fail to make a go of it; and “it does not have anything to do with the expertise or capability of the owner, or the potential of the business idea”. It has everything to do with 1) isolation, 2) insufficient contingency planning (everything seems to take longer and cost more than planned), and 3) not dealing with personal limitations that are being reflected in the business.

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Travel Tips for the First Time Flier
By Mario G. Churchill

Since the horror of 9/11, airport security has become tighter than ever before. Every year they develop more rules about what you can and cannot take on a flight. Many of the items that could cause you to be held up by security are items that you would not think to leave out of your carry on or luggage. Some items can be packed into your luggage but not carried on the plane. Before you fly for the first time, make sure you check over these travel tips for the first time flier.

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Are you successful in what you do but don’t really enjoy doing it? Or maybe you are just starting out in business or the work force and want to make the right decision in the direction that you go. Wither way it’s important to realize what your purpose is in business.

You see if you want to truly be successful in business then you have to know that you have a purpose in what you are doing. You may be financially successful in business but you know by now that financial success isn’t all there is to success. You can have all the money in the world but if you are not fulfilling your purpose you will be very miserable.

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